Friday, June 13, 2008

comin' round the bend...

As of yesterday, we are two weeks away from our closing date on the house, and starting to kick in to high gear to get everything organized. Today, that means getting quotes on insurance rates. I'd had the local Co-operators Group recommended to me by a couple of people, so we started our search there.

It was an unqualified disaster.

Though The Boyfriend and I are buying the house together, in the sense that we are paying for everything together, in the more technical legal/financial sense of everything, I am buying the house. So when we went to the Co-operators office, and asked to speak with a representative to get a quote, the man we spoke to asked whose name the house would be in. Naturally, The Boyfriend told him that it was my show (his exact phrase), so of course the insurance guy decided to address himself only to The Boyfriend, asking him all the questions and handing all of the documents, including his business card, to The Boyfriend. I'm pretty sure that the only time he spoke to me directly was to take down the correct spelling of my name, since it's the one that has to go on all of the documentation.

At the end of the meeting, we found out that he is just being trained on doing quotes for home, and isn't actually licensed to sell us any of that insurance, so if we decide to take it we'll be dealing with his superior. I still kind of can't believe that it happened like that; if it weren't for the fact that it was the first thing that The Boyfriend commented on after we left, I'd think I were being too sensitive.

The quote also seemed a little high to me (not that I have much experience with these things), so I called up TD Canada Trust's insurance division this afternoon and they gave me a quote for a package that covers more and costs about 65% of the other (plus discounts when I move my auto insurance there later this month). I will be quite happy not to give Co-operators my business.

1 comment:

steve said...

TD Meloche Monnex will give you a great group rate if you tell them you went to Nipissing. Not quite the same as TD Canada Trust. Their Auto Insurance also kicks ass. Bundle the two together? More discounts. You won't be sorry if you check it out.